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Browse our complete collection of 231 free financial tools
No signup required • Always free • Privacy-focused
Calculate how much free money you're leaving on the table with your 401(k) employer match
See your age in days, hours, heartbeats, pizzas eaten, and more!
Track appliance lifespans and forecast replacement costs over 10 years for refrigerator, HVAC, water heater, and more
See the real monthly and daily cost of carrying credit card balances
Translate APR into relatable daily interest costs with comparisons
Convert between APY and APR, compare compound interest rates, and understand effective vs nominal rates
Build optimal portfolio allocation with interactive sliders, risk assessment, Monte Carlo simulation, and famous portfolio presets
Compare historical returns: stocks vs bonds vs gold vs real estate
Project vehicle value over time using brand, mileage, condition, and segment factors. Compare resale value scenarios up to 10 years.
Estimate car payments, interest costs, and amortization for new or used vehicles while comparing loan terms, down payments, and credit score APRs.
Calculate average daily balance for credit cards. Understand how credit card interest is calculated. Free ADB calculator.
Calculate break-even point and savings from balance transfers
Calculate your annual bank fees and discover how much you could save by switching to a fee-free bank
Calculate total banking costs including monthly fees, overdrafts, ATM fees, and compare banks
Calculate bond prices, yields (current yield, YTM), duration, and interest rate risk for fixed-income investments
Calculate maximum cost per acquisition (CPA) and return on ad spend (ROAS) to break even. Free advertising ROI calculator.
Calculate break-even point in units and revenue, analyze ROAS, CAC, and LTV for ad campaigns
Find your unit and revenue break-even point using contribution margin analysis and visualize margin of safety.
Simple budget tool that categorizes income vs expenses with visual charts
Survive financial challenges and learn budgeting skills through gameplay
Calculate monthly payments and total costs for business loans. Compare SBA loans, term loans, and equipment financing. Free business loan calculator.
Compare trip costs vs virtual meetings and calculate savings on flights, hotels, time, and carbon emissions
Calculate business valuation using revenue and EBITDA multiples. Compare industry-specific multiples for accurate company valuation. Free business valuation tool.
Compare BNPL vs credit card vs cash for smart payment decisions
Compare buying vs renting electronics and expose rent-to-own markups
Calculate federal and state capital gains taxes on stocks, crypto, real estate. Compare short-term vs long-term rates and get tax optimization strategies
Compare deductibles and decide whether to file claims with real cost scenarios
Lease vs buy, buyout analysis, mileage penalties, and money factor converter
Calculate the true total cost of owning a vehicle—beyond the sticker price.
Calculate your carbon footprint and the cost to offset it annually
Estimate how carbon tax policies affect your household budget with rebate calculations
Compare job options and education ROI: overtime vs side hustles, promotions vs job hopping, degree vs certification, and remote work savings
Comprehensive income analysis: real hourly wage after all costs, inflation-adjusted salary tracking, and tax bracket impact on raises
Calculate how much cash you can take out when refinancing. Compare cash-out refi vs HELOC. Free cash-out calculator.
Plan staggered Certificate of Deposit investments for liquidity
Compare your net worth to celebrities like Taylor Swift, Elon Musk, and The Rock. See how long it would take to match their wealth.
Optimize donations with impact visualization, tax benefit analysis, and charity comparison tool
Estimate lifetime cost of raising a child from birth to 18 with regional variations
Calculate if working is worth it after childcare costs and work expenses with retirement impact analysis
Estimate closing costs for home purchase. Calculate lender fees, title insurance, appraisal, and prepaid costs. Free mortgage closing cost calculator.
Calculate return on investment for different college majors. Compare earning potential vs student loan debt. Free college major calculator.
Calculate commercial property loan payments, DSCR, and cash-on-cash return. Free commercial real estate calculator.
Comprehensive K-12 + college cost calculator with 529 savings strategy and education vs retirement planning
Avalanche vs snowball comparison + consolidation loan analysis + gamified payoff challenge
All-in-one wealth tracker: calculate net worth, compare to age group, and see global wealth percentile
Calculate how your savings grow over time with customizable contributions and interest rates
Click to earn and watch your money grow exponentially with compound interest!
All-in-one insurance calculator: life, disability, home/auto, and umbrella coverage with personalized recommendations and cost estimates
Calculate the real value of gadgets, clothes, and memberships based on usage frequency
Find the best card for groceries, gas, dining, travel and maximize rewards with optimal cashback strategy
Calculate daily credit card interest charges. See how much interest you pay per day and per month. Free credit card calculator.
Compare points vs cashback, optimize category spending, and maximize credit card rewards
See how credit utilization and payment history affect your credit score
Model how paying down debt, opening or closing cards, or missing payments can change your credit score
Calculate Bitcoin and Ethereum DCA returns vs lump sum investing
Check cryptocurrency addresses against scam databases to protect from fraud
Calculate cryptocurrency taxes with FIFO/LIFO cost basis tracking - short-term vs long-term gains, mining income, Form 8949 prep
Validate Bitcoin and Ethereum wallet addresses with checksum verification to prevent costly mistakes
Convert between 20 major world currencies with historical charts, travel budget planning, and exchange fee comparison
Master debt payoff strategies through interactive gameplay! Learn snowball vs avalanche methods.
Compare snowball vs avalanche strategies to pay off debt faster
Check mortgage qualification status and calculate maximum affordable home price
Compare the full investment, opportunity cost, and long-term earnings impact of traditional degrees versus bootcamps, certifications, and associate programs.
Calculate disability insurance coverage needs, estimate premiums, and understand income protection options
Calculate sale prices, savings, and percentage discounts. Stack multiple discounts and see your total savings.
Calculate federal student loan IDR payments with all plan comparison and income projections
See the power of DRIP compounding with tax implications
Model DRIP growth with taxes, reinvestment schedules, and compare dividend income strategies side by side.
Compare true costs of DIY projects vs hiring professionals
Calculate down payment requirements for home purchase. Compare 3%, 5%, 10%, and 20% down payment options. Free mortgage down payment calculator.
Plan how long it will take to save for your home down payment with interest earnings
Calculate Debt Service Coverage Ratio for income properties, forecast cash flow, and check if you meet lender requirements.
Calculate true cost of early retirement withdrawals including penalty, taxes, and lost compound growth
Track the Fed funds rate, yield curve inversion, inflation, unemployment, and prime rate with personalized action steps
Calculate Expected Family Contribution (EFC) for financial aid. Estimate FAFSA EFC and financial aid eligibility. Free EFC calculator.
Calculate how much you should have in your emergency fund
Calculate equipment financing payments and compare leasing vs buying. Free equipment loan calculator for business machinery and vehicles.
Analyze holdings overlap between ETFs to avoid redundancy
Compare fees and long-term impact of ETFs vs mutual funds
Calculate Ethereum gas fees with EIP-1559 pricing and real-time estimates
Compare electric vs gas car 5-year total cost with break-even analysis
Find hidden expenses in everyday scenes and learn to save thousands annually!
Model one-time, monthly, annual, and biweekly extra payments to see how quickly you can pay off your mortgage and how much interest you'll save.
Calculate FHA loan payments with mortgage insurance. Compare FHA vs conventional loans. Free FHA mortgage calculator.
Compare the long-term cost of financial advisor fees vs DIY investing and see if professional management is worth it
Are you financially ahead or behind? Compare your savings to find your 'financial age'
Comprehensive visual analytics dashboard with net worth trends, budget analysis, goal tracking, and financial projections
Calculate layoff survival timeline, cost of quitting your job, and overall financial resilience score
Get personalized money advice based on your zodiac sign - playful horoscopes with real financial tips
Test your financial knowledge with this Jeopardy-style quiz game!
Calculate how long your savings would last if you stopped working - your financial runway calculator
Calculate when you can retire early using the 4% rule and compare FIRE strategies
Estimate fixed-rate mortgage payments, total interest, and payoff timelines to understand the true cost of a home loan.
Calculate founder equity dilution through fundraising rounds. Model Series A, B, C dilution and option pool impact. Free equity calculator.
Calculate your required freelance hourly rate after taxes and expenses. Compare contractor vs employee income.
Compare freelance retirement savings vs W2 401(k) benefits and calculate how much to save
Estimate total cost to furnish your home or apartment by room and budget tier
Calculate the financial impact of taking a gap year before college. Compare costs and benefits of gap year. Free gap year calculator.
Compare your income and net worth to Baby Boomers, Gen X, Millennials, and Gen Z at the same age with inflation-adjusted data.
Compare cost of living, taxes, and salaries across 25 major U.S. cities. Find the best places to live and retire.
See where you rank in the world's income distribution with PPP adjustments
Track any savings goal, plan vacation budgets, and calculate when you'll reach $1 million with 3-in-1 savings calculator
Analyze tuition, lost wages, and salary premiums to measure the true return on MBA, master’s, JD, MD, and PhD programs.
Calculate the true cost per visit of your gym membership and determine if it's worth it
Compare PPO/HMO/HDHP plans, estimate procedure costs, and optimize deductibles based on your health profile
Project your family's healthcare costs over 10-20 years with 7-8% annual inflation and life events
Calculate HELOC draw limits, interest-only payments, and repayment scenarios to understand your home equity borrowing power.
Compare savings at 0.01% vs 4.5% APY over time
Calculate lifetime cost of HOA fees including increases and special assessments
Complete home buying analysis: calculate cost of delaying purchase, project equity growth, analyze downsizing scenarios, and compare neighborhood affordability
Calculate long-term savings from solar panels, battery storage, and heat pumps
Calculate annual home maintenance costs using the 1-4% rule and square footage method to budget for repairs
Estimate value added from kitchen, bathroom, and other home improvement projects
Annual maintenance budget + appliance replacement timeline + property tax growth projections
Estimate dwelling, personal property, liability, and loss-of-use coverage using quick percentage or detailed room-by-room inventory methods.
Budget-first calculator: start with monthly payment to find maximum car price you can afford
Find out how rich you are! Compare your income percentile across 20+ US cities and see how many people you out-earn with real Census data
Decide which pre-tax health savings account is best for your situation
See what your purchase would be worth if you'd invested in Apple, Amazon, Tesla, or Bitcoin
See the long-term impact of daily habits - small purchases add up to thousands
Calculate purchasing power erosion, compare historical prices, and analyze minimum wage real value over decades
Optimize auto and home insurance deductibles to maximize savings with break-even analysis
Compare paid vs unpaid internships, quantify relocation costs, and forecast five-year salary impact versus other summer jobs.
Calculate sustainable monthly income from your portfolio using 4% rule, dividend yield, or custom withdrawal strategies
Test your portfolio against historical market crashes - see losses, recovery times, and prepare for downturns
Build your investment empire! Master portfolio management with stocks, bonds, crypto, and real estate.
Determine life insurance coverage using DIME method, income replacement, and comprehensive needs analysis
Analyze gadget cost-per-year, daily habits ROI, and meal kit vs grocery comparison with retirement impact
Calculate your liquid assets across 4 liquidity tiers, see your financial runway, and assess emergency fund readiness
Generate detailed amortization schedule with extra payment scenarios
Compare two loans side by side. See monthly payments and total costs. Free loan comparison tool.
Calculate how much your loan costs per day to visualize debt impact and stay motivated to pay it off
Estimate future eldercare costs, calculate LTC insurance premiums, and compare policy options
See the true odds of winning vs investing the same money. Spoiler: the lottery is terrible.
Calculate loan-to-value ratio for mortgages and refinancing. Check if you meet lender LTV requirements. Free LTV calculator.
Calculate profit margins, markup percentages, and optimal selling prices for products and services. Free business profit calculator.
Calculate MPG from fill-ups, plan trip fuel costs, compare route fuel budgets, and estimate annual gasoline spending.
Calculate when you'll become a millionaire based on your savings rate and investment returns
Compare mortgage offers by calculating APR with discount points, origination fees, PMI, and third-party costs to see the true loan cost.
Calculate monthly mortgage payment, total interest, and complete cost of homeownership with amortization
Calculate if buying mortgage points is worth it. Compare discount points vs higher rate. Free mortgage points calculator.
Calculate break-even point, monthly savings, and lifetime cost comparison for refinancing
Compare the cost of moving to a new home vs staying put. Calculate break-even point and financial impact of moving. Free moving decision calculator.
Compare mutual fund costs with different expense ratios and load fees - see how a 1% difference costs hundreds of thousands
Compare your net worth to average and median benchmarks for your age group
Track your assets and liabilities to calculate your net worth
Compare total cost of ownership including depreciation, repairs, insurance, and financing
Calculate monthly and annual operating expenses for your business. Track overhead costs and operating expense ratio. Free OpEx calculator.
Show how recurring low balances cost more than alternatives
Weigh guaranteed overtime pay against side hustle growth by modeling taxes, ramp-up time, expenses, and burnout risk.
Calculate Federal Parent PLUS loan payments and costs. Compare Parent PLUS vs private student loans. Free Parent PLUS calculator.
Calculate parental leave budget and income replacement. Plan for maternity/paternity leave costs. Free parental leave calculator.
See how part-time work affects tuition coverage, financial aid, debt reduction, and GPA risk for college students.
Calculate exact take-home pay after federal, state taxes, 401(k), health insurance, and all deductions
Calculate YOUR personal inflation rate based on your actual spending patterns and see required income growth
Compare lifetime vet bills with vs. without insurance to determine ROI
Calculate lifetime costs for dogs, cats, and pets with inflation and insurance analysis
Calculate private mortgage insurance (PMI) costs. Estimate monthly PMI payments and when you can remove PMI. Free PMI calculator.
Measure alpha, beta, Sharpe, Sortino, volatility, and drawdowns versus your benchmark to see if returns justify risk.
Calculate what to buy/sell to rebalance your portfolio. Tax-efficient strategies, rebalancing bands, and drift analysis
Compare 10-year earnings from staying for promotions versus switching jobs, including signing bonuses, equity cliffs, and layoff risk.
Calculate Public Service Loan Forgiveness (PSLF) benefits. Compare standard vs income-driven repayment with PSLF. Free PSLF calculator.
Calculate total savings from remote work including commute, food, clothing, and time costs
Project annual rent increases and see cumulative cost over 5-15 years
Long-term comparison with break-even timeline and appreciation assumptions
Complete retirement dashboard: analyze savings gap, model withdrawal strategies with Monte Carlo simulation, and optimize Social Security claiming
Start with your budget and compute the maximum vehicle price you can afford including loan payment, insurance, taxes, and fees.
Uber/Lyft lifetime cost vs owning with break-even point and usage analysis
12-question quiz to discover your investor risk profile and get personalized asset allocation recommendations
Universal return on investment calculator for any asset. Calculate percentage gains, compare multiple investments, and see annualized returns
Roth vs Traditional comparison and Roth conversion calculator - optimize your IRA strategy for maximum lifetime value
Estimate doubling time or required return instantly using the Rule of 72 mental math shortcut with accuracy analysis
Customize Rule of 72 scenarios with different growth assumptions, comparison benchmarks, and downloadable results.
Finance motorhomes, fifth wheels, travel trailers with depreciation warnings and total ownership costs
Calculate Monthly Recurring Revenue (MRR), Annual Recurring Revenue (ARR), and customer metrics for SaaS businesses. Free SaaS metrics calculator.
Convert your salary to pizzas, iPhones, Starbucks, and more!
Calculate sales tax, final price, or reverse-calculate the pre-tax amount for any U.S. location.
Enter a savings goal and see a monthly plan to achieve it
Make fast financial decisions to maximize your savings in 60 seconds!
Calculate SBA 7(a) and 504 loan payments with guarantee fees. Compare SBA loan programs and estimate total costs. Free SBA loan calculator.
Calculate the true value of scholarships over 4 years. See how scholarships reduce student loan debt. Free scholarship calculator.
Calculate side hustle profitability after taxes, expenses, and time investment
Scan Solidity smart contracts for security vulnerabilities and OWASP Top 10 issues
Estimate Social Security benefits, compare claiming ages (62 vs FRA vs 70), and optimize your claiming strategy
Calculate initial capital requirements for starting a business. Estimate one-time costs and first-year expenses. Free startup cost calculator.
Calculate how long your startup cash will last based on burn rate. Plan cost-cutting scenarios to extend runway. Free startup runway calculator.
Track vesting progress, compare ISO vs NSO taxes, explore early exercise savings, and model exit scenarios for startup equity grants.
Calculate trading profits with capital gains taxes and fees
Comprehensive stock analysis: calculate profit from trades, project long-term returns with DRIP, and compare dividend strategies
Blend P/E, P/B, P/S, dividend discount, DCF, and peer multiples to estimate fair value and upside
Compare streaming bundles (Netflix, Disney+, Hulu, Max). Calculate costs, find the best deals, and save $300+/year
Compare all repayment plans including SAVE, PAYE, and PSLF with forgiveness estimates
Analyze all student loan scenarios: refinancing savings, grace period costs, payment freeze impact, and deferment analysis
Track all your recurring subscriptions (streaming, software, gym) and discover potential savings
Calculate carbon footprint, carbon tax impact, sustainable swaps ROI, and solar panel savings
Project long-term savings from solar panels, EVs, and green lifestyle choices
Estimate your federal tax refund or amount owed using 2025 brackets, credits, and withholding analysis.
Compare buying vs renting textbooks. Calculate savings from textbook rentals. Free college textbook calculator.
Calculate how long until you can afford luxury items like yachts, Lamborghinis, or dream vacations
Calculate tips and split bills easily. Find the perfect tip amount based on service quality and split the total among multiple people.
Estimate dealer trade-in vs private sale value with adjustments for mileage, condition, options, accidents, and local demand.
Calculate USDA rural development loan payments with guarantee fees. 0% down payment USDA home loan calculator.
Estimate VA mortgage payments, funding fees, and compare zero-down VA loans to conventional and FHA options.
Should you travel now or save for later? See the true trade-off between vacation spending and retirement security
Decode every box on your W-2, spot over/under withholding, compare multiple jobs, and quantify pre-tax benefit savings.
Project your path from $10k to $1M+ with milestone timelines, savings rate scenarios, and income growth modeling
Plan wedding budget with splurge/save options and compare payment methods with debt impact analysis
Calculate weighted average interest rate for student loan consolidation. Free student loan rate calculator.
Compare whole life vs term plus invest-the-difference, model cash value growth, break-even years, and policy loan impact before you commit.
Calculate how long your annuity or retirement savings will last with regular withdrawals
Calculate future value of an annuity during accumulation phase with regular contributions and compound interest
Estimate periodic income from an annuity during payout phase based on principal and payout terms
Calculate ATV and UTV financing with comparisons between sport and utility models
Generate direct links to blockchain explorers for Bitcoin, Ethereum, and more
Calculate monthly payments for boats, yachts, PWCs with marine-specific financing terms
Calculate Sprinter and conversion van financing with RV loan terms and upfitter certification requirements
Calculate semi-truck and commercial vehicle financing for owner-operators and fleets
Break down annual, balance transfer, foreign transaction, and late fees to see the real cost of your credit cards.
Calculate agricultural equipment financing with AgDirect, USDA FSA loans, and Section 179 tax planning
Calculate financing for street-legal and standard golf carts with battery replacement cost analysis
Compare ESG/impact fund returns vs standard index funds
Calculate construction and industrial equipment financing with lease vs buy comparisons
Calculate financing for bumper pull, gooseneck, and living quarters horse trailers
Calculate personal watercraft financing with seasonal buying tips and storage cost analysis
Calculate monthly motorcycle payments with financing comparisons and insurance cost estimates
Compare annual vs quarterly vs threshold rebalancing strategies
Calculate monthly snowmobile payments with seasonal buying tips and 0% promotional financing guidance
Calculate how stock splits affect share count and cost basis
Calculate total landed cost for imports including customs duties, tariffs, VAT, and surcharges with real-time rates
Finance travel trailers and campers with depreciation analysis and towing capacity checks
Plan and save for your dream vacation with a custom savings timeline
Budget planners, savings calculators, and net worth trackers
25 tools →
Debt payoff strategies, loan calculators, and credit tools
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Home buying, mortgage, and real estate investment calculators
29 tools →
Health insurance comparison, HSA vs FSA, and medical cost tools
9 tools →
Stock trading, ETF comparison, dividend calculators, and portfolio analysis
13 tools →
Retirement calculators, 401(k) planning, and Social Security tools
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Inflation calculators, purchasing power analysis, and economic tools
5 tools →
Sustainability, carbon footprint, green energy ROI, and economic policy tools
4 tools →
Engaging financial calculators, reality checks, and shareable tools
8 tools →
Salary calculators, job decision tools, and freelance planning
14 tools →
Tax calculators, charitable giving, and tax optimization tools
4 tools →
Car ownership, vehicle financing, and transportation cost calculators
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Childcare, education, pets, and lifestyle decision calculators
14 tools →
Bank fees, savings accounts, and credit card optimization tools
9 tools →
Smart purchase decisions, payment comparisons, and financial trade-offs
2 tools →
Utility calculators that support other financial decisions
1 tool →
Business travel, meeting costs, and workplace financial decisions
16 tools →
Compare your wealth, income, and financial status across cities and demographics
3 tools →
Import/export calculators, tariff rates, and international business tools
1 tool →
Learn money management through fun, interactive games
7 tools →
Blockchain explorers, wallet security, and cryptocurrency verification tools
5 tools →