The loonie is Canadian slang for CAD, named after the loon bird on the C coin.

How often should I check exchange rates?

For large transactions, check rates multiple times per day as they fluctuate constantly. For small amounts, daily rates are usually sufficient.

What affects currency conversion fees?

Banks typically add 2-4% markup on exchange rates. Credit cards may charge foreign transaction fees. Currency exchange services often have the worst rates.

USD to CAD Converter

Convert USD to CAD instantly.

Free online converter with accurate results and clear explanations.

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Last updatedMay 21, 2026How we build & check our tools

Currency Conversion

USD to CAD Converter

Convert between US Dollars and Canadian Dollars using an approximate exchange rate of 1 USD = 1.36 CAD.

Note: This converter uses a fixed approximate exchange rate for educational purposes only. Actual exchange rates fluctuate constantly. For real transactions, please check current rates from your bank or financial institution.

US Dollar (USD)

Canadian Dollar (CAD)

Conversion Result

$100 USD = C$136.00 CAD

Quick Reference

$1 USD

C$1.36 CAD

$10 USD

C$13.6 CAD

$50 USD

C$68 CAD

$100 USD

C$136 CAD

$500 USD

C$680 CAD

$1,000 USD

C$1,360 CAD

$5,000 USD

C$6,800 CAD

$10,000 USD

C$13,600 CAD

About the US Dollar

The US Dollar (USD) is the world's primary reserve currency and the most traded currency globally. Its value significantly impacts the Canadian economy due to the close trade relationship between the two nations.

About the Canadian Dollar

The Canadian Dollar (CAD), often called the "Loonie" after the loon bird on the $1 coin, is the official currency of Canada. It is the fifth most held reserve currency in the world and is heavily influenced by commodity prices, especially oil.

Understanding USD/CAD Exchange

The USD/CAD pair is one of the most traded currency pairs due to the extensive trade relationship between the US and Canada. The rate used here (1.36 CAD per USD) is an approximate rate for educational purposes.

Key factors affecting this exchange rate include oil prices (Canada is a major oil exporter), interest rate differentials between the Federal Reserve and Bank of Canada, and the overall trade balance between the two countries. Cross-border shoppers often pay close attention to this rate.

How This Tool Works

This USD to CAD Converter uses a fixed approximate exchange rate of 1 USD = 1.36 CAD. Enter a US Dollar amount and the result updates immediately using that built-in reference rate.

The conversion formula is straightforward: amount in USD multiplied by 1.36 equals the estimated amount in CAD. When you swap direction, the calculator uses the reverse rate to estimate US Dollars from Canadian Dollars.

Fixed Rate: Results are based on the calculator's built-in USD/CAD rate, not a live market feed.
Planning Estimate: Use it for quick examples, travel budgeting, and educational comparisons.
Provider Check: Confirm the live rate and any fees with your bank, card issuer, or exchange provider before making a transaction.

Why This Matters for Cross-Border Planning

A quick USD to CAD estimate can help compare Canadian prices, travel costs, subscriptions, invoices, or cross-border shopping against a US Dollar budget. For example, 100 USD estimates to 136 CAD with this calculator's fixed rate.

Actual bank, card, wire, and exchange-office rates can differ because currency markets move and providers may add spreads or fees. Treat the result as a planning number, then verify the final quote before sending money or making a large purchase.

Common Mistakes to Avoid

Do not treat the estimate as a guaranteed quote: The displayed amount does not include live rate movement, transfer fees, card-network spreads, or exchange-office commissions.
Check large transfers separately: Small rate differences can matter on rent, tuition, business payments, or major purchases.
Keep direction clear: USD to CAD and CAD to USD use reciprocal rates, so use the swap control when starting from Canadian Dollars.

Frequently Asked Questions

Common questions about the USD to CAD Converter

Oil prices heavily influence CAD. Canada is a major oil exporter, so high oil = strong CAD.

Learn More

Sources & References

Currency codes (ISO 4217)

The international standard three-letter codes for world currencies (USD, EUR, JPY, …).

→Source: ISO 4217 — Currency codes

Reference exchange rates

Official foreign-exchange reference rates published by the U.S. Federal Reserve (H.10).

→Source: Federal Reserve — H.10 Foreign Exchange Rates

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