If You Invested Instead Calculator

See what your money would be worth if you'd invested in major stocks or crypto

Opportunity cost spotlightAAPL · 2015

If you invested instead

You missed out on $8,000

Spending $1,000 in 2015 versus owning Apple Inc..

Value today

$9,000

10 yrs held

Total gain

+800%

$8,000

Shares owned

38.46

AAPL

Annualized return

24.6%

2015 → 2025

Scenario Controls

Adjust the purchase amount, date, and asset to explore alternate timelines.

Use the slider below for quick adjustments.

1,000
100100,000

Opportunity Breakdown

See how the money you spent compares to potential investment growth.

Opportunity ratio

9.0×

Each dollar spent might now be worth 9.0 dollars.

Opportunity gap

$1,000$9,000

Return composition

10 year hold
Opportunity RookieSix-Figure SightingsMillion-Dollar Mirage

Common Purchases

Tap a card to see how much those splurges might be worth today.

Comparison Sandbox (2015)

Compare your spending against other assets or alternative purchases.

Apple Inc.

AAPL

800%

Value

$9,000

Gain

$8,000

Shares

38.46

Amazon.com Inc.

AMZN

571%

Value

$6,706

Gain

$5,706

Shares

29.41

Tesla Inc.

TSLA

3067%

Value

$31,667

Gain

$30,667

Shares

83.33

Bitcoin

BTC

24319%

Value

$244,186

Gain

$243,186

Shares

2.33

S&P 500 Index

SPY

188%

Value

$2,878

Gain

$1,878

Shares

4.88

NVIDIA Corporation

NVDA

17400%

Value

$175,000

Gain

$174,000

Shares

1250.00

Apple Inc. Growth Journey

Interactive chart showing the asset price and your hypothetical investment over time.

Investment Timeline

2015

Purchase Moment

You spent $1,000 instead of investing.

$1,000

2019

Doubled Your Money

Your forgone investment crossed $2,000.

$2,808

2025

Today

Value today: $9,000.

$9,000

Key Financial Terms

Heads up
Past performance does not guarantee future returns. This fun calculator uses simplified data and ignores dividends, taxes, fees, and timing luck.
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