Question 1

Why is the yen rate so high (like 150)?

Accepted Answer

Rates are per 1 USD. 150 yen = 1 dollar is normal. The yen is a lower-denomination currency.

Question 2

What moves USD/JPY?

Accepted Answer

Interest rate differentials are key. The yen often strengthens during global risk-off periods.

Question 3

How often should I check exchange rates?

Accepted Answer

For large transactions, check rates multiple times per day as they fluctuate constantly. For small amounts, daily rates are usually sufficient.

Question 4

What affects currency conversion fees?

Accepted Answer

Banks typically add 2-4% markup on exchange rates. Credit cards may charge foreign transaction fees. Currency exchange services often have the worst rates.

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