Banking & Savings
Bank fees, savings accounts, and credit card optimization tools
APY to APR Calculator
Convert between APY and APR, compare compound interest rates, and understand effective vs nominal rates
Bank Fee Calculator
Calculate your annual bank fees and discover how much you could save by switching to a fee-free bank
Banking Cost Analyzer
Calculate total banking costs including monthly fees, overdrafts, ATM fees, and compare banks
CD Ladder Builder
Plan staggered Certificate of Deposit investments for liquidity
Credit Card Cashback Maximizer
Find the best card for groceries, gas, dining, travel and maximize rewards with optimal cashback strategy
Credit Card Rewards Optimizer
Compare points vs cashback, optimize category spending, and maximize credit card rewards
Early Withdrawal Penalty Calculator
Calculate true cost of early retirement withdrawals including penalty, taxes, and lost compound growth
High-Yield Savings Impact Tool
Compare savings at 0.01% vs 4.5% APY over time
Overdraft Fee Avoidance Calculator
Show how recurring low balances cost more than alternatives