Healthcare & Insurance
Health insurance comparison, HSA vs FSA, and medical cost tools
Comprehensive Insurance Needs Calculator
All-in-one insurance calculator: life, disability, home/auto, and umbrella coverage with personalized recommendations and cost estimates
Disability Insurance Calculator
Calculate disability insurance coverage needs, estimate premiums, and understand income protection options
Healthcare Cost & Coverage Optimizer
Compare PPO/HMO/HDHP plans, estimate procedure costs, and optimize deductibles based on your health profile
Healthcare Inflation Estimator
Project your family's healthcare costs over 10-20 years with 7-8% annual inflation and life events
HSA vs. FSA Optimizer
Decide which pre-tax health savings account is best for your situation
Insurance Deductible Optimizer
Optimize auto and home insurance deductibles to maximize savings with break-even analysis
Life Insurance Needs Calculator
Determine life insurance coverage using DIME method, income replacement, and comprehensive needs analysis
Long-Term Care Insurance Calculator
Estimate future eldercare costs, calculate LTC insurance premiums, and compare policy options
Whole Life Insurance Analyzer
Compare whole life vs term plus invest-the-difference, model cash value growth, break-even years, and policy loan impact before you commit.